HomeOwed
Privacy Policy
Effective date: October 25, 2026
HomeOwed is provided by Rhodwell LLC. This policy describes information handled by HomeOwed on Apple and Android devices and the choices available to you.
Information you enter
HomeOwed lets you create household helper profiles and record work, expenses, adjustments, payments, notes, and related activity. These records can contain personal and financial details that you choose to enter.
iOS storage and iCloud sync
On iOS, HomeOwed keeps its working ledger in a local SwiftData store on your device. If iCloud is available for your Apple Account and sync succeeds, HomeOwed synchronizes a versioned ledger snapshot with that account’s private CloudKit database using Apple’s CloudKit service. In the iOS release, the app attempts sync at launch and when it returns to the foreground; you can also use Settings → iCloud Sync → Sync Now. Your on-device ledger remains available when iCloud or the network is unavailable. No HomeOwed account or login is required.
The iOS app sends ledger snapshots to Apple CloudKit for this feature. It does not send ledger records to a Rhodwell-operated server and does not provide Rhodwell staff a service for viewing those records. Apple operates CloudKit; this description of the app’s data path does not make claims about information Apple may process under its own services and terms.
Android storage and system backup
On Android, HomeOwed stores ledger records in a local Room database and app preferences in DataStore on your device. No HomeOwed account or login is required, and Rhodwell does not operate a server that stores the Android ledger.
Android system backup and device transfer are enabled for the app database and preferences. Depending on your device, Google Account, and system backup settings, Android may transfer this app data to the system backup destination and restore it during device setup or app installation. Rhodwell does not receive these copies through a Rhodwell ledger server. Backup availability, retention, and protection depend on Android, your device, and your backup settings. Android documents end-to-end encryption for eligible Android 9 or later backups when a device screen lock is configured; this protection is conditional and does not apply to every backup or transfer.
Backup, restore, and export
On iOS, you can export a full HomeOwed backup as a JSON file through Apple’s system file workflow and save it where you choose. It includes helper profiles, ledger history, archive status, relationships, and selected app preferences. It does not include StoreKit purchase entitlements or biometric data. Restore validates the selected file, asks before replacing the current device ledger, and creates an on-device safety copy before switching. Restore and CloudKit conflict handling may leave safety-copy files in the app’s local Recovery storage; these copies remain with local app data until that data is removed.
On Android, you can create a full JSON backup and choose where to save it using Android’s system file workflow. It includes ledger records and selected app preferences, but not purchase entitlements or device credentials. HomeOwed does not encrypt this JSON file. Its checksum helps detect changes but does not protect the file’s contents. Anyone who can access an exported file may be able to read it. You can choose an existing JSON file to restore; HomeOwed validates it and asks before replacing the current ledger.
CSV export is a separate reporting feature. A CSV is not a complete or restorable backup. You choose the destination or sharing recipient for exported files. A storage or sharing provider may retain a file under its own terms. Files saved or copied outside HomeOwed remain wherever you put them, and you manage those copies separately.
Purchases
On iOS, Apple processes in-app purchases through StoreKit. On Android, Google Play processes in-app purchases through Google Play Billing. HomeOwed communicates with the applicable store to retrieve product and purchase ownership information and to support Pro access or purchase restoration. On Android, HomeOwed also sends a purchase token to Google Play to acknowledge a purchase. HomeOwed does not access payment-card details. Apple’s and Google’s processing of purchases is subject to their respective services, terms, and privacy policies.
App Lock and reminders
On iOS, device-owner authentication for App Lock is handled by Apple’s LocalAuthentication system; HomeOwed does not access or store biometric data. On Android, App Lock asks Android to confirm the device credential; HomeOwed does not read or store that credential.
Android reminders are scheduled locally by HomeOwed and use Android notifications. Their availability depends on device settings and notification permissions.
Advertising and analytics
The iOS app has no identified third-party advertising, analytics, or tracking SDK. The accepted Android release has no identified Advertising ID use or directly integrated advertising, analytics, or crash-reporting SDK. Rhodwell does not operate an advertising or analytics service for HomeOwed. This does not describe the separate processing performed by Apple or Google for their platform services, which is covered by their respective terms and privacy policies.
Deletion and retention
You can edit records, archive helpers, and delete ledger entries in HomeOwed. On iOS, deleting an entry removes it from the local ledger and queues a deletion marker for the next successful CloudKit sync. Sync timing depends on iCloud and network availability. This does not promise immediate removal from Apple’s service or define Apple’s retention practices. Removing HomeOwed may remove locally stored app data, including Recovery safety copies, but the app does not provide a full CloudKit purge control and removal does not itself guarantee deletion of the cloud snapshot. Cloud data and account-level retention are subject to Apple’s iCloud services and your Apple Account.
On Android, deleting records removes them from the local ledger. Android system backups or device transfers may contain previously backed-up data and are managed by Android and the applicable backup provider. Removing HomeOwed may remove local app data, but does not necessarily delete system backup copies. Exported files are not removed when you delete records or remove the app.
Contact
For privacy questions, email derrick@rhodwell.com. Please do not include payment details or sensitive household records.